Upgrading your home appliances or furnishing a new space doesn’t have to break the bank. At Appliances Center Houston, we proudly offer flexible, in-store-only financing options to make appliance shopping in Houston more accessible and affordable.

Whether you’re replacing a single appliance or furnishing an entire room, our goal is simple: help you take home what you need—without the financial stress. With personalized assistance and fast approvals, our in-store financing is designed to fit your lifestyle and budget.

Why Financing Makes Sense for You

Large purchases like refrigerators, washers, or dining sets can feel like a financial hurdle. But with our appliance financing solutions, you no longer have to delay upgrading your home. Instead of paying everything upfront, you can split your purchase into manageable payments over time.

At Appliances Center Texas, we believe quality appliances and furniture should be within reach for every Houston family—no matter your credit history. Our process is simple, secure, and 100% handled in person, so you can shop confidently.

Explore Our Financing Options – No Credit? No Problem!

To ensure every customer has access to the right plan, we’ve partnered with five industry-leading financing providers: SNAP Financing, ACIMA Leasing, PROGRESSIVE Leasing, American First Finance, and KOALAFI Leasing. Each service offers unique advantages tailored to your financial situation:

SNAP Financing – Quick and Simple Financing

• No credit required
• Flexible payment plans
• Instant approval process
• Convenient in-store application

ACIMA Leasing – Flexible Leasing with No Credit Needed

• Instant approval up to $4,000
• No credit needed
• 90-day early purchase option
• Easy in-store application
• Perfect for shoppers who are building or rebuilding credit

PROGRESSIVE Leasing – Fast, Easy Leasing

• Simple application process
• Instant approval
• Affordable monthly payments
• No hidden fees

American First Finance – Easy Payment Options

• Instant approval process
• Flexible terms and easy-to-understand agreements
• Accessible for all credit types
• No credit needed for approval

KOALAFI Leasing – Smart, Straightforward Financing

• Instant decisions with flexible terms
• Transparent, simple-to-understand plans
• No hidden fees
• Convenient in-store application

No matter which plan you choose, the application process is fast, and our team will help you from start to finish. Learn more and apply today via our Financing Page.

What Can You Finance?

With our in-store appliance financing, you can shop from a wide variety of top-brand products, including:

• Refrigerators – French door, side-by-side, top freezer
• Ranges & Ovens – Gas and electric models
• Washers & Dryers – Top-load and front-load options
• Microwaves & Dishwashers
• Living Room & Bedroom Furniture
• Dining Tables, Accent Chairs, and More

Everything we sell is available in-store only—so you get to touch, inspect, and compare before buying. No online orders. No free delivery. Just a real, personalized experience.

In-Store Shopping = Better Experience

Online shopping can be risky, especially when you can’t inspect the product before it’s shipped. At Appliances Center Texas, we prioritize an in-person experience so that you always know exactly what you’re getting.

Here’s what makes us different:

• Hands-on product selection
• Friendly, expert staff
• Clear, honest pricing
• Flexible financing tailored to you
• Exclusive in-store-only Scratch & Dent deals

We’ll walk you through the store, answer questions, and make sure your financing terms make sense. No pressure. No confusion.

Yes—You Can Finance Scratch & Dent Appliances Too!

Looking to save even more? Check out our Scratch & Dent section, where you’ll find brand-name appliances at deeply discounted prices due to minor cosmetic imperfections.

And yes—you can finance those, too! Combine the savings of a discounted appliance with a flexible payment plan that fits your budget. It’s a win-win for savvy shoppers.

Simple Steps, Fast Approvals

From start to finish, our goal is to make your financing experience smooth and convenient. Here’s how it works:

• Visit our Houston store and browse appliances or furniture
• Choose your product and let our team explain the financing options
• Apply in-store with SNAP, ACIMA, PROGRESSIVE, American First Finance, or KOALAFI
• Get instant approval and finalize your purchase
• Take your product home the same day—or schedule a pickup

It’s that easy. No hidden terms, no fine print—just real solutions for real people.

Visit Us Today – Houston’s Trusted Source for Affordable Home Solutions

Your home deserves reliable appliances and beautiful furniture. Your budget deserves flexibility. At Appliances Center Texas, we make both possible—with financing plans that work for you.

Ready to get started? Visit our store today and discover why more Houston shoppers trust us for smart financing and unbeatable in-store service.